Creating Wealth In The Sutherland Shire

An urgent message to all investors creating wealth in the Sutherland Shire. Despite what you see in the news, people are still making and profiting from successful investment with the right advice…and you can too.

Creating Wealth In The Sutherland Shire

How to Build and Structure Investment Portfolios So You Are Not Kept Awake at Night Worrying About It. Ready To Discover How The Pros Do It?

Creating Wealth in the sutherland shireFrom: Grahame Hale, CPA, Tax Agent and Mortgage Broker, Investor, Long Term Shire Resident.
Subject: Your Future

I’m glad you are here. And I look forward to being your finance specialist.

I am  a Finance Consultant, Tax Agent and a successful property investor. I run Choice Home Loans Miranda backed by the National Bank. I have access to a hole range of products and services, including financial planning.

Remember when thinking of any investment there are the three yours.

Your Choice

                             Your Investment

                                                                 Your Benefit

Anyone can sell you an investment, but who is going to be concerned about only you.  You have to be in control.

If you’re a first time investor or just struggling to get ahead with your investments and financial arrangements, and you have found it difficult to succeed in the current market, it’s not surprising and I urge you to you read this entire page before leaving. It could mean the difference between continuing the rat race and working beyond when you want to retire, and changing your life for the better forever!

I can provide you my expertise, skills and experience in Accounting, Taxation, Finance Consultant and years of successfully helping others with their investments. Not only do I help others, but I’m also a successful investor in a range of asset types including property and shares. I  cover all suburbs in the Sutherland Shire.

I don’t want to sell you anything and my advice is free.

It’s Frustrating Not Getting Decent Returns From Your Investments and Super

Do you think that you’re getting behind with your investments compared the some of your friends and you are just paying the government too much tax, it can be really frustrating and emotionally distressing especially if your investments are losing money.

  • Are you being forced into making more and more risky investments to get decent returns? If your investments are too risky for you, are you stressed out by this?
  • Do you see friends being able to buy a new holiday home, or perhaps a new boat and you can’t because your investments aren’t getting ahead as fast as you’d like, and having to work more hours than you really want to support the family and retirement. As is happening because your investments aren’t growing at the speed that you like that to be?
  • Are you worrying about the long-term? Do you ever wonder when you’ll have enough money to retire and get away from that boss or job that you really don’t like all that much.
  • Do you worry that you’ll never live to retire, that you’ll never have the financial freedom that you long for?
  • Does all this leave you frustrated with your work, and the situation in which you feel trapped? Would you like to do better than that, but just can’t make it happen?

They Don’t Teach You about Investments And Taxation At School

They don’t teach you about investments, and taxation at school so unless you had the good fortune to be born into a wealthy family, or be employed by a broker at investment bank, you won’t acquire all the secrets of investing.

And if you’re an ordinary person creating wealth in the Sutherland Shire means you are competing with these people every day in the markets, so their superior knowledge means they can take advantage of this against you every day. Unless you’ve studied for years and years learning about accounting, finance and taxation, it’s just too hard to understand and compete successfully.

Who Can You Rely On For Good Advice For Creating Wealth In The Sutherland Shire?

  • You could count on a real estate agent to sell you an investment property, but do they genuinely care about the returns and your personal financial position when they doing that?
  • You could go to any number of seminars about investments. There are a lot of free ones around these days. However, we both know that they just end up trying to sell you an expensive investment scheme that just doesn’t work.
  • You could rely on a stock broker to give you financial information and share tips. How often has that worked out for you? Did you ever feel they were just flogging the share of the time to earn income?
  • You could get newsletters and tip sheets, and while these have some success, how do they pull together your overall financial plan and help you manage your tax situation? They even say you should find your own personal adviser and consult them before you make the investments!
  • You could rely on your accountant, but what does an accountant know about investments and investment markets?
  • You could see a financial planner. That is if you’re prepared to pay to have a financial plan prepared and have ongoing fees taken out of your investment returns for the tiny amount of work they actually do afterwards.
  • You could take tips and advice from friends. Sometimes this works out, but we all know of situations where it doesn’t. How would friends know if the right investment arrangement for you is a company, the trust or within your superannuation fund? If you make the wrong choice here you could end up paying too much or losing flexibility.
  • You could go it alone with your own investments and your gut feeling. However, if you’re worried that you’re not doing the right thing, you might be too conservative, or you might buy into investments where you get ripped off. We’ve all read the stories in the media.

Bad Investment Structure Can Be Expensive To Your Future Wealth

And even if you do succeed at creating wealth, you will probably find that your affairs are not structured properly and your investment success, and business success is wiped out by the taxman. After years of working hard to get ahead – to do well for yourself and family: the last thing you need is to have the hand over nearly half of it to the tax department.

Solid Investments And The Right Structures For The Future

So what if your investment returns are impressive and your tax is managed properly? When your super is growing at a decent rate, and your investments are throwing off substantial income you’ll be able to reduce the amount of time you spend at work. You’ll be able to get that boat you’ve always wanted or that investment home down the coast that you been looking forward to. You might even be other retire early.

How would it be waking up in the morning and not worrying about the latest crash on the share market. Being able to manage your conversations with accountants, real estate agents, brokers and other professionals knowing that you have a solid plan in place and it is doing positive things for you? That reduces your worries and frustrations about getting ahead.

Your Personal Financial Consultant in The Shire

Well, if you’re looking for an answer to your problems you have come to the right place! I trained for years in the fields of taxation, accounting, and mortgage broking and property investment. Now its time to slow down and give back by helping small investors just like you.

In fact, or I have already found many investors positively geared investment properties and help them out with their tax situations. And I’m a successful investor myself and can share with you much of what I’ve learnt over the years.

It’s not just all the training and qualifications that I can bring to the table to help you, it’s also years of experience in these markets that I can bring to bear to help you get ahead.

Let me be your go to guy for your financial affairs.

What I can do for you is run over your financial affairs, and get them structured properly, so they are tax effective and help you with your investment strategy. If you need financial advice I can help you find a reliable and indepentent financial planner. If you’re looking to invest in property, I can help you find positively geared investment properties that make you returns from day one. And I can help you design your borrowing, so you pay only what is necessary.

Getting Set up Properly to Get Your Money Working

This will mean that you are set up properly so you don’t pay over more of your hard earned gains of the taxman than you legally need to. It will also mean that you don’t have to scratch around looking for the right investments or worry about who to trust and who is trying to line their own pockets.

Saving You Time Money and Worry – An Expert On Your Side

  • You won’t need to spend money on investment courses.
  • You no longer need to worry about whether your investments are right for you. You’ll be able to explain exactly what is going on to your wife and your friends. You’ll be in charge. I’ll answer all your questions at any time, so you are fully satisfied and understand everything about your investments.
  • You won’t be waking up in the morning worrying about the investment markets, and you can smile when you’re dealing with a difficult customer knowing that your investments are excellent health and taking care of your future.
  • ]And when you’re dealing with brokers, real estate agents and other investment professionals, you won’t be confused. You won’t be a disadvantage because you can say “that sounds fascinating I’ll just run it past my investment guy”! That way you won’t get the wool pulled over your eyes ever again.

So, from the first meeting with me, you’ll be well on the way to structuring your finances properly and getting your investments in shape. Getting the big picture sorted out will be a relief. You can immediately get on with the rest of your life without worrying about:

  • Your investments, and
  • How they are structured to help you get ahead.
  • You won’t be wasting money paying fees to brokers that you don’t need to, or paying too much to get a financial plan done or spending both money and time attending seminars on reading information to increase your knowledge.

Wealth Creation – Always on Track

And with my regular review service, you’ll always be in control and knowledgeable about what’s going on with your investments and how they are working for you. If you are worried about what’s going on in the investment markets you’ll be able to come to me. We can go over what needs to be done to keep you on track. And you’ll can continue to use me as your go to guy, to help you get the best deal with new investments or to review an investment opportunity that has come your way. Even to help you find new investment opportunities.

The compounding effect of 1% – 2% additional growth on your investments over a few years can have a significant impact on your overall assets when you retire.

I’m like a financial doctor. You can come to me for a financial health check, advice and help whenever you want to. Generally, the service is free.

When you need to see a specialist, I will help you find the best one in the field, and I will oversee what they do for you to make sure that it is effective and right for you. Because of my market experience and qualifications, I have developed an extensive network of financial specialists that I can reveal to you when you need them.

My service makes it easy for you to get started with your investments and to deliver solid performance from your investments.
I offer a regular review service, so that you can sit down with me and go through what you want to do with your investments, how they are going and how they are structured to suit your current needs.

However, unlike a doctor, I don’t charge an arm and a leg and I will give you the time to make sure that we both know your situation, the big picture and what you are trying to achieve so that we get your investments and financial structure right for you.

It’s Time to Make a Choice About Wealth Creation

So right now, you’ve got a decision to make.

  • You could go on not quite knowing what’s going on with your investments. Not having full control over them and dealing with all the worry and stress related to that.
  • You could let this grow to be a bigger and bigger problem as you approach retirement. Even having to delay your retirement as a result. Do you seriously want to be going to work every day when you’re 65 working with a boss you dislike? That’s if you don’t get sick or unhealthy before that and you’re unable to carry on with your occupation.
  • You could keep on worrying about this every time you have to do a tax return, or every time you watch the news to see how the market has performed. You could worry about every time you read about new tax changes. And you could worry about it every time someone calls you with a new investment deal.


Do you need a Financial Health check up?

Or, you can come and see me for a free consultation. Call me on 02 9523 9550  about creating wealth in the Sutherland Shire. If you are looking for home loan finance, I can help you. Click here.